.refund-policy-container{color:#333;border-radius:8px;margin:0 auto;padding:2rem;line-height:1.6}.refund-policy-container h3{margin-top:30px}section{row-gap:0}.refund-policy-container ul{padding-left:1.2rem;list-style-type:disc}.refund-policy-container a{color:#007bff;text-decoration:none}.refund-policy-container a:hover{text-decoration:underline}footer.disclaimer{text-align:center;color:#777;margin-top:3rem;font-size:.9rem}.terms-container{color:#2b2b2b;background-color:#fff;border-radius:8px;margin:auto;padding:2rem;font-family:Segoe UI,Tahoma,Geneva,Verdana,sans-serif;line-height:1.7}.terms-container p{margin:0}.terms-container h3{margin-top:30px}.terms-container h1{text-align:center;color:#036;margin-bottom:1.5rem}.terms-container h2{color:#004080;border-bottom:1px solid #ccc;margin-top:2rem;padding-bottom:.3rem}.terms-container ul{margin-top:.5rem;padding-left:1.5rem}.terms-container a{color:#007bff;text-decoration:none}.terms-container a:hover{text-decoration:underline}.effective-date{color:#555;font-style:italic}.privacy-policy-container{color:#2a2a2a;background-color:#fdfdfd;border-radius:8px;margin:0 auto;padding:2rem;line-height:1.7;box-shadow:0 0 8px #0000000d}.privacy-policy-container h2{text-align:center;color:#036;margin-bottom:1.5rem}.privacy-policy-container h3{color:#004080;border-bottom:1px solid #ccc;margin-top:2rem;padding-bottom:.3rem}.privacy-policy-container ul{padding-left:1.5rem;list-style-type:disc}.privacy-policy-container a{color:#007bff;text-decoration:none}.privacy-policy-container a:hover{text-decoration:underline}.effective-date{color:#666;margin-bottom:1rem;font-style:italic}